While employees at the company may earn more, $100k / employee is the maximum amount that can be used in PPP eligibility calculations.ģ. If a company's reported number of employees divided by the maximum PPP range amount per the SBA is greater than $100,000, the estimated maximum PPP loan received by the company can be adjusted down to assume no more than $100,000 yearly salary per employee was used in the PPP application. Please read the latest official SBA PPP calculation rules for a full explanation of PPP loan amount calculation methods.Ģ. Calculation methods vary based on entity type. Payroll and salary estimates assume the borrower used the standard PPP calculation of 2.5 x average 2019 monthly payroll costs to determine PPP loan eligibility. Estimations for informational purposes only. On the PPP application, Focalpointk12, Inc reported intending to use the proceeds of their PPP loan for the following expenses:īusiness Information - Focalpointk12, Inc in Atlanta, GAġ. In order to qualify for the PPP loan amount received, Focalpointk12, Inc's 2019 payroll expenses are estimated to be at least $284,160 (not accounting for salary amounts > $100k).īecause the 2 jobs reported are not enough to account for the loan range received, per-employee payrolls cannot be estimated. Please Note: Information on estimated payroll and compensation based on PPP rules is provided for informational purposes only.īased on the standard PPP eligibility formula, it may be possible to estimate the payroll expenses represented by a company on their PPP application (see details above). Additionally, because this standard calculation is based on the maximum loan eligibility, it will under-estimate payroll costs if the business did not apply for the full amount of loan to which it was entitled based on its 2019 payroll expenses and other variables described above.(NOTE: The PPP loan amount received by this entity indicates that it may have employees with compensation > $100k) 2 Because salaries for PPP eligibility purposes are capped at $100k, businesses with highly-compensated employees will yield an under-estimation of actual payroll costs. ![]() This estimation assumes that the PPP recipient applied for the full amount for which they were eligible, and no other variables affected the loan amount received. Situations may exist in which it may not be accurate to estimate a PPP recipient's payroll expenses based on the amount of PPP loan received. SES - Senior Executive Service Pay Calculatorįor Focalpointk12, Inc, the calculation used to estimate payroll costs is shown below:.FWS - Federal Wage System Pay Calculator.Keep in mind that a combination of above elements can work well together. Textures can also make a subject stand out, Especially patterns that are repeated around a subject. Shape – shapes that contrast with the shape of your focal point can make a subject stand out.Color – using contrasting colors can also be a way of setting your point of interest apart from it’s surroundings.Size – making your focal point LARGE is not the only way to make it prominent – but it definitely can help.Blur – If you really want to get tricky you might w ant to play with slower shutter speeds if your main subject is still and things around it are moving.Focus – Learn to use Depth of Field to blur out other aspects in front or behind your focal point.Position – Place your focal point in a prominent position – you might want to start with the rule of thirds for some ideas.Some things to help your focal point stand out: ![]() Questions to ask your self: How can you make your focal point pop out of your photo? What is the central point of interest? What will draw the eye of the viewers of this picture? What in this image will make it stand out from others? What is my subject? Once you’ve identified a point of interest or focal point you then should ask yourself how you can enhance it. Without it you’ll find people will simply glance at your shots and then move on to the next one. ![]() The reason a focal point is important is that when you look at an image your eye will generally need a ‘resting place’ or something of interest to really hold it. Obviously the more interesting the focal point the better – but there are other things you can do to enhance it’s power. A focal point can be virtually anything ranging from a person, to a building, to a mountain, to a flower etc.
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